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How to Utilise Alipay+ and WeChat Pay Promotional Material

Do you know there are all-year-long and special promotion season marketing materials sponsored by Alipay+/WeChat Pay? If you are a merchant who already supports Alipay+/WeChat Pay, then you have a solid foundation to win Chinese consumers, and taking advantage of those marketing campaigns will further help you. All-year-long marketing stickers or flyers: Merchants can easily […]

Double 11 Shopping Festival 2023: Online-Offline Convergence, Live Streaming Boom and Gen Z Dominance

The 2023 Double 11 shopping festival has come to an end. As it’s the first one after the pandemic, it generated a lot of international attention and signalled the recovery of China’s consumption. Merchants participated in the Double 11 this year through innovative sales strategies and realised an all-round online and offline strategy. Meanwhile, young […]

How AI and Blockchain Are Shaping the Future of Fintech

Predicting the future is a perilous exercise. You can go down in history for all the wrong reasons, like Thomas Watson, president of IBM, who proclaimed in 1943 “I think there is a world market for maybe five computers.” Or, Robert Metcalfe, founder of 3Com (a pioneer in computer network products), who was sure about […]

How Does Tokenisation Work in Payment Gateways?

Enhancing Security and Streamlining Transactions In today’s digital commerce, online transactions are increasingly commonplace. The share of online purchases as a percentage of all euro area day-to-day transactions has increased significantly to 17% in 2022, up from 6% in 2019 (source: The European Bank). This trend makes payment gateways essential for e-commerce platforms. To ensure […]

How to use numbers to attract Chinese Consumers?

In Chinese culture, numbers have always played a significant role, and it runs deep. Different numbers carry various meanings for Chinese people. These meanings are, therefore, significant for businesses, as they influence Chinese consumers’ buying decisions. This article will introduce some numbers with special significance from which UK and European merchants can draw insights when […]

The Key Role of Payment Orchestration in the Subscription Economy

More than 80% of households in the UK alone are signed up for at least one subscription service. (Source: Whistl.co.uk ). In the US, the average consumer has four subscriptions (source: McKinsey). The global subscription economy will be worth over 1.3 trillion EUR by 2025, with current year-on-year growth of close to 20%. Let’s look […]

Could Fintech Companies Learn from the Super-App Playbook?

The super-app is a platform-based business model with numerous characteristics that could provide Fintech companies as well as merchants with a “playbook” on how to win over clients and customers and future-proof their business. Super-Apps Explained A super-app is a mobile application that offers a wide range of services and features within a single platform. […]

2023 Mid-Year Shopping Festival: The purchasing power and consumer trends of Chinese consumers

The Mid-Year Shopping Festival, or the 618 shopping festival, is one of the most significant events in the Chinese e-commerce industry. Initially founded by JD.com to celebrate the company’s anniversary, it has gained increasing influence over time with China’s massive consumer market and the rapid development of the e-commerce industry. Gradually, it has transformed into […]

Online and In-Store Payment Methods for Small Businesses

The focus tends to be on large retailers when discussing payment offers and solutions. Multinational companies and businesses with a wide range and portfolio of customers have an annual turnover of millions of euros and, consequently, must offer and provide the widest variety of payment possibilities and options to their already large number of customers. […]

Global Luxury Retail Report

The Global Luxury Retailing 2023 Outlook report from Savills has been published. It observes that the pandemic has illustrated how strong luxury consumption is. The report also emphasises the significance of in-store luxury retail in our digital era. Following the pandemic, as international travel recovers, getting consumers closer to luxury will be necessary for luxury […]